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नवंबर, 2021 की पोस्ट दिखाई जा रही हैं

Debit Card !

चित्र
  It is a plastic card which is provided by the bank.  For this it is necessary to have a bank account.  Debit cards are most commonly used for making online payments and withdrawing money from ATMs.  Using this, you can do cashless, payment, easy and secure way. Debit cards allow customers to make payments by directly debiting the money from the bank account.  Credit cards do not provide credit like debit cards.  For this it is necessary to have money in the bank account.  Eliminates the need to carry cash here.  There is a 16 digit number on the debit card which is known as the debit card number. This number is unique and primarily represents and identifies the debit card.  The first 6 digits of the debit card number is the issuer identification number, also known as the bank identification number. These numbers indicate the name of the company that issued the card such as MasterCard or Visa The next 7 to 16 digits indicate the bank account...

About online E-wallet payment system !

चित्र
 It is a popular form of electronic payment system.  It is also called digital wallet.  The way the bank allows us to spend our money through debit cards.  Similarly, some payment services provide the facility to make payment through mobile app or computer, this facility is provided through e-wallet. A certain amount or amount can be kept in the e-wallet by which payment can be made when required. The e-wallet is protected with a password. With the help of e-wallet, you can buy groceries online, pay for flight tickets and order online etc.  The e-wallet has to be linked with the bank account of the individuals for making the payment.  Its main objective is to make paperless money transactions easy. Types of E-wallet! 1. Paytm  This is the biggest digital wallet app in India which is developed in the year 2010.  Payments made through this digital wallet are accepted everywhere.  Paytm provides various services to its customers through its digi...

Credit Card Benefits

चित्र
   Online shopping can be done anywhere through a credit card. Many online and offline stores offer discounts on credit card purchases. No need to carry cash anywhere when you have a credit card? You also get reward points for spending with credit cards.  These reward points can also be used to make purchases or pay credit card bills. A credit card can be the quick and easy solution you need in case there is an unexpected expense. Credit card disadvantages. Credit cards can make life easier but can also incur more expenses. Misuse of credit cards can also result in debt in the form of interest and fees. Credit cards can be stolen.  His number can be copied and used to steal your money and identity.

Credit card types.

चित्र
 Rewards Credit Card  This credit card offers customers benefits like cash bank, offers on various travel packages, discounts on online purchases, etc. low interest credit card These types of month to month credit card loans are the best to take out.  You can choose a card with a lower interest rate or one that has no interest for an introductory period, depending on your financial situation. Balance Transfer Credit Card. This card is suitable for individuals who already have a lot of credit card debt.  Using this you can transfer the loan from your existing card to a new card and get a tenure of 6 - 21 months for giving interest free loan.  Usually the one-time balance transfer fee is up to 5%. Secure Credit Card  Under this secured card holder agrees to deposit a certain amount before using the card and cannot charge more than this amount.  This reduces the risk for the card issuing bank as they can deposit an upfront deposit in case the card holder ...

Credit card ! Plastic card

चित्र
  This is a plastic card with the help of which any person who has an account in the bank can do money transactions through credit card anywhere and anytime.  The limit of funds is already fixed by the bank.  The bank lends money to the user in advance through credit cards. Which are withdrawn from the customer after a certain time limit. The credit card owner can borrow money from the credit card issuer and will not have to pay interest if the amount borrowed is repaid within 45 days. यह एक प्लास्टिक कार्ड है जिसकी सहायता से कोई भी व्यक्ति जिसका बैंक में खाता है वह कहीं भी और कभी भी क्रेडिट कार्ड के माध्यम से पैसे का लेनदेन कर सकता है। बैंक द्वारा धनराशि की सीमा पहले से ही तय कर दी जाती है। क्रेडिट कार्ड के जरिए बैंक यूजर को एडवांस में पैसा उधार देता है। जो एक निश्चित समय सीमा के बाद ग्राहक से वापस ले लिए जाते हैं. क्रेडिट कार्ड मालिक क्रेडिट कार्ड जारीकर्ता से पैसा उधार ले सकता है और यदि उधार ली गई राशि 45 दिनों के भीतर चुका दी जाती है तो उसे ब्याज नहीं देना होगा।

QR-Quick Response Code

चित्र
  Here is a type of two dimensional and metrics barcode consisting of small black squares on a white background. QR codes are designed to allow the information to be read by the smartphone. Can take information vertically and horizontally. And can provide large amounts of information including links, text or other data. It was first designed in 1994 for the automotive industry in Japan. A QR code uses 4 standardized X coding modes, Numerical Alpha Numerical Byte, Binary and Kanji, to facilitate easy storage of data. It refers to quick access to the information hidden in the code. There are two types of QR code !! 1. static QR code 👍 This is the most common type of QR-code used to transmit information to the general public.  It appears mostly in environmental advertising material, on television and in newspapers and magazines. 2. Dynamic QR Codes 👍👍 These are sometimes referred to as unique QR codes which provide greater functionality.  Here the QR code is editable...

Best features now available in Instagram !

चित्र
  Now you will get two great features in Instagram.   The company has added text to speech and voice effect feature on its platform.  Text to speech features allow users to use artificial voice instead of their own voice in the video.  Apart from this, users can add different voices to their videos through the voice effect feature.  The company believes that users can make fun reels from both of these.  The company has released both these features for Android and iOS users. Apart from this, Instagram is working on a teacher called Tag A Break.  With the arrival of this feature, users will get a reminder to take a break after the stipulated time.  This feature can be launched in December.  The company is also working on subscription features.  In this, Indian users will have to pay a subscription charge of ₹ 89 per month to watch exclusive content. अब आपको इंस्टाग्राम में दो बेहतरीन फीचर्स मिलेंगे। कंपनी ने अपने प्लेटफॉर्म पर टेक्स्ट टू ...

Digital Financial Tools and Applications.

चित्र
 Introduction. A new era of financial system in India was started after independence.  Efforts were made in this era to improve the functioning and responsibilities of the financial system for financial tools.  Financial tools is a term used to describe organization's that deals with money management.  Includes digital financial tools, ATMs, UPI cards, etc.  The use of digital financial tools is not just limited to deposit taking, loans and investment services, but is also available in all sectors including insurance agency services and distribution of financial products. OTP One Time Password  OTP is a password that is valid for only one login session on a computer system or other digital device. This is known as One Time PIN or Dynamic Password.  OTP is an automatically generated numeric or alpha numerical string character that authenticates the user for a single transaction or login session.  It's called SMS.  or sent to the user via email...

कंप्यूटर की अहमियतता (Importance of computer)

चित्र
        कंप्यूटर की अहमियतता (Importance of computer)                                   Hindi or English If we look at the computer in a way, then it is our need but by looking at the present day era, it becomes even more known that the person either seeks or wants to do the work related to the computer. But in the lockdown, its work has been done more and more but more. No one is able to understand the computer completely and see if there is even one, because understanding the computer completely becomes our weakness, we are on the verge of doing something wrong. Now on the right issue, why computer or related work is given more importance today, if we look at it towards developed countries, then it is quite understandable that they adopted it quickly and move forward. कम्प्यूटर को अगर हम एक तरीके से देखे तो वह हमारी जरुरत तो है ही परन्तु आज का जो युग है इसको देखकर औ...

Introduction to Operating System.

चित्र
  Operating system is a system software that performs all the basic functions of a computer.  It is the most important program running on the computer.  Here it acts as an interface between the user and the hardware, through which the program memory and input output devices are managed.  The operating system contains instructions to control all activities between computer hardware resources, so that contacts can be established between the user and the computer system. Basic of Operating System  It is a program that instructs various parts of the computer how the processing task will be successful.  Operating system runs programs and translates programs into machine language to provide specialized services.  It manages the data to display the output as per the user's wish.   Functions of Operating System Operating  system plays an important role in the process of successful operation of computer.   Its main functions are as foll...